Ford Edge SE overtakes minivan dominance, tops lowest annual insurance rates

Michael James

Minivans, once the go-to car for family versatility and insurance friendliness, have been overtaken in 2013 by crossovers and SUVs, including models from Ford, Jeep, Kia and Hyundai, according to a report by

In its recently announced findings, the insurance website noted the Ford Edge SE has the country’s lowest annual insurance rate.

“The SUV is the new minivan,” said Russ Rader, spokesperson for the Insurance Institute for Highway Safety, which performs crash tests on vehicles. “These are vehicles used largely by families. They’re going to the mall, taking kids to school and driving to sports practices on the weekends. They’re not getting into a lot of crashes.”

The only small among the least expensive top-20 cars to insure in the United States in the Honda Fit, 19th on the list.

Michelle Rupp, an independent agent with NRG Insurance in Seattle, estimates only about 20 percent of car buyers will research the auto insurance rates of a vehicle before they buy it.

Said Rupp: “If they’re really watching dollars and cents, they need to do that,”she says.

Here are the least expensive 2013 model cars in the United States to insure, with make/model, cylinders and average annual premium:

1. Ford Edge SE (4), $1,128.
2. Jeep Grand Cherokee Laredo (6), $1,148.
3. Subaru Outback 2.5i Premium (4),  $1,150.
4. Kia Sportage (4), $1,157.
5. Jeep Patriot Sport (4), $ 1,160.
6. Chevrolet Express 1500 (8), $1,171.
7. Subaru Outback 3.6R (6), $ 1,180.
8. Hyundai Tucson GLS (4), $1,189.
9. Ford Explorer (6), $1,197.
10. Hyundai Tucson GL (4),     $1,204.
11. Dodge Grand Caravan SXT (6) $1,206
12. Ford Transit Connect XLT Premium     (4), $1,210.
13. Chevrolet Equinox 1LT (4) $1,210.
14. Honda Odyssey EX-L (6) $1,217.
15. Jeep Compass Sport (4) $1,217.
16. Kia Sorento LX (2 WD)     (6) $1,222.
17. Nissan Pathfinder S (6) $1,224
18. Chevrolet Equinox 2LT (6) $1,235.
19. Honda Fit (4) $1,235.
20. Kia Sorento LX (4 WD) (4) $1,237.

Article Last Updated: April 4, 2013.

Leave a Reply

Share to...