car insurance

Five Best Factors to Consider When Purchasing Car Insurance

By Zev Goldstein Legendary comedian Don Rickles once quipped, “Show business is my life. When I was a kid, I sold insurance, but nobody laughed.” You know as well as I do that the car insurance business can be no laughing matter. Between the increased cost premiums and the seemingly endless number of possible companies we could insure with, it can be difficult to handle. Here are some useful tips to help you choose the best car insurance: Determine a Good Coverage Level Sometimes, coverage choices are already made for you. For instance, your state already mandates legal minimum coverages for your vehicle, which you cannot dip below. Likewise, if you finance your vehicle, then the financing company may require

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Best tips, strategies for buying a used instead of a new car

Car buyers considering a used instead of a new vehicle can save a lot of money. But buying a pre-owned car not only means a cheaper purchase price, the affiliated expenses — insurance to smaller depreciation — often equate to long-term savings. But while saving money is good, purchasers of used cars can also get peace of mind if they purchase a certified used vehicle that’s been properly inspected and also has a manufacturer’s warranty. There are fees involved, but the car’s mechanical condition is guaranteed. New cars have various warranty terms, but if the vehicle had a bumper-to-bumper warranty of 4 years and 50,000 miles when it was new and you purchase within those parameters, it will likely still

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Benefits of buying a new car, not a used vehicle

Purchasing a vehicle is a major expense, and often the primary consideration is whether to purchase new car or  used car. Buying a new vehicle is more expensive, of course. But there are many reasons the increased price can more beneficial than opting to buy an older model.Perhaps the two biggest benefits of purchasing a new vehicle instead of a used vehicle are the warranty and a greater selection of available cars. Considering the latter first: You still may not get the exact car of your dreams, but when buying new, more often than not the purchaser has vast choices in engine sizes and transmissions, interior and exterior colors, upholstery fabric and various high-tech options, satellite radio, multi-functioning sound systems,

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Hurricane Sandy aftermath: beware of water-damaged cars for sale

Natural disasters like Hurricane Sandy take wide-ranging tolls on industry — the demolishing of small corner grocery stores to halting of the stock market. And the cancellation of international sporting events like the New York City Marathon to fraud in the auto industry. According to a report on the New York Times website, the damage from Hurricane Sandy not only destroyed many vehicles and affected the daily operation of car dealerships and auxiliary automotive businesses, it prompted a need for consumer awareness. Consumer advocates are warming car buyers they need to beware of vehicles that have suffered from water damage. It’s not uncommon for sellers to dry out their cars and then try to sell them without divulge the vehicles’ histories.

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Car technology 101: Anatomy of a dashboard

The icon of a human figure with a ball in its chest? A triangle with an exclamation point in the middle? Under the category technology overland, the website carinsurance.org has introduced an instructional infograph to define all of the functions on the dashboard — odometer to warning signs designated with bizarre icons. The website has title the infograph as “What Are All Those Light on My Dashboard?” What are all those lights on my dashboard? So, to define the icons: The human figure in a seated position with ball shape near its chest indicates there’s an electrical problem the car’s airbag system. The trangle with an exclamation point is the master warning light and in general terms designates something is wrong

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