A Car Owner’s Guide to Dealing With Auto Loan Debt in 2025
The current financial landscape has placed significant pressure on household budgets, and managing auto loan debt has become a primary concern for millions of Americans. As of the second quarter of 2025, total outstanding auto debt is approaching a staggering $1.7 trillion, with the average household owing approximately $13,800 on their vehicles. This widespread challenge underscores that financial hardship is a common circumstance, not a personal failure. Facing this situation requires a clear, strategic approach rather than avoidance or panic. Navigating the complexities of auto loan trouble demands a methodical plan and a firm understanding of the system, your options,
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