Questions to Ask When Shopping for an Extended Auto Warranty

Michael James

Questions to Ask When Shopping for an Extended Auto Warranty

Purchasing extended car coverage is prudent for all car owners who want to avoid unexpected repair costs. Unfortunately, the process of finding the best option is overwhelming. The endless options and varying coverage levels available make it difficult for auto owners to choose. This makes it necessary for interested clients to ask a few questions.

The right questions should clarify what’s included in the warranty and help them understand the terms and conditions. Here are four essential questions before purchasing an extended auto warranty.

Questions to Ask When Shopping for an Extended Auto Warranty 1

What Does it Cover?

Extended auto warranties cover wear and tear issues; however, the specific components they cover depend on your chosen coverage plan and the provider. Ensure you collect all the information you need about the coverage plan upfront. The provider must be willing to provide precise information about the extent of coverage of each plan they offer.

An extended auto protection plan encompasses various benefits. These may include mechanical breakdowns, covering parts, and labor costs associated with repairs. Basic coverage can even consist of a long list of covered parts. Compare the specifics of the plan you want to find one suitable for your needs.

What Is the Coverage Duration?

Typically, an extended auto warranty lasts one to seven years. Most also have a limit of 300,000 miles. However, the duration of your warranty can vary depending on your provider and coverage level. Make sure you review the terms and conditions of the warranty coverage.

Can the Cover Be Transferred?

An extended warranty on a used car can be transferred if you sell the vehicle. However, the coverage’s transferability depends on specific terms set by the service provider. Some auto protection plans can be transferred to the new owner, while others cannot. Review the auto service contract before buying an extended warranty for a used car. Additionally, contact the provider to learn about transferability options, requirements, and fees.

Questions to Ask When Shopping for an Extended Auto Warranty 2

What is the Reputation of the Service Provider?

There are plenty of companies in the industry. Knowing a legitimate provider can be stressful. Choosing the best service provider ensures you get the best value and coverage. The following tips can be helpful before purchasing a warranty: 

  • Make sure to check the company’s reputation with the BBB. This can give you valuable insights into their track record and customer satisfaction.
  • Consider the longevity of the warranty provider. Companies that have been in business for a long time often offer more established consumer service and have an outstanding track record of handling insurance claims.
  • Reviews are also a valuable resource in the market. Check out sites like Consumer Advocate, which educate customers and push warranty providers to work harder.

While at it, ensure the coverage can be used in your local repair shop. For Bently owners in the Los Angeles region, this means checking if the insurance provider has listed Bentley collision repair shops among its acceptable repair shops.


With this information, the final decision will be up to you as the shopper. Read and understand the fine print. An extended auto warranty is a worthwhile investment if you want to avoid unexpected repair costs after a car accident.

Article Last Updated: June 4, 2024.

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